The recession may be officially over but everyone is still concerned about their finances. Financing has become a very popular way to allow patients to get the cosmetic procedures they want with an affordable payment plan. The most common procedures for financing seem to be breast augmentation, liposuction, and some of the larger body contour surgeriessuch as abdominoplasty and lower body lift. Financing your surgery is easy to do – we offer a number of different options which are listed below:
1. First there are a number of credit cards which offer “low introductory rates” which are good for short term “loans” to carry you through a cash flow problem. But you do need to read the fine print and make sure you pay
back the correct monthly amount, on time, in order to avoid penalties.
2. We participate with 2 financing companies which offer programs at varying interest rates, depending on your credit history. You can go to www.capitalonehealthcarefinancing.com or www.carecredit.com. These companies provide you with an “instant” read of what you qualify for, and at what rate. However, you do need to know how much you want to borrow before completing an application – they will ask that question on the website.
Our experience has shown that Capitalone loans range from 1.99% to 24%. Carecredit loans are currently one rate-11.9%.Both companies offer 2,3, 4 and 5 year loans.
3. If you own a home you should check out a home equity loan because they often have the best rates for the individual homeowner.
We would be happy to help you with your financing issues. Just give us a call to set up an appointment for a consultation. We look forward to hearing from you soon.
Ronald H Schuster, MD. – Board Certified Plastic Surgeon – Chief, Division of Plastic Surgery Northwest Hospital, Baltimore, Maryland: Clinical Instructor Johns Hopkins Hospital Division of Plastic Surgery – Specializing in cosmetic surgery of the face and body. Procedures include Composite Facelift, Midface Lift, Eyelid surgery (Blepharoplasty), Brow lift, Endoscopic facial surgery, Laser resurfacing, Nasal surgery (Rhinoplasty), Breast augmentation / lift (Mastopexy), Breast reduction, Liposuction, Ultrasonic Assisted Liposuction, Tummy Tuck (Abdominoplasty), Plastic Surgery after Weight Loss from Bariatric Surgery (Body Lift surgery), Correction of Gynecomastia. Non-surgical facial rejuvenation procedures are performed daily. These include fillers (Restylane, Perlane, Juvederm, Radiesse and Sculptra), Botox and Intense Pulsed Light (IPL) for photofacial rejuvenation.Â Also available is a full service aestheticians for comprehensive skin care, including Obagi, Procyte, Skin Medica, Results Rx.
Member: American Society of Plastic Surgeons, American Society of Aesthetic Plastic Surgeons, American Society of Laser Medicine and Surgery, American Medical Association, John Staige Davis Society
Office: 10807 Falls RoadÂ Suite #101, Lutherville, Maryland, 21093
Plastic surgery serving the greater Baltimore-Washington metropolitan areas, including Owings Mills, Towson, Timonium, Baltimore City, Randallstown, Columbia, Ellicott City, Westminster, Stevenson, Pikesville, Bethesda, Potomac, Chevy Chase, Washington D.C.